Phone: 810.240.9312
NMLS: 162538
Email: DKossaras@RossMortgage.com
Dean is available to assist you:
- Five-star customer service,
- Great rates and on-time closings,
- Trusted guidance for all your home financing needs!
Thank you for the opportunity to earn your business.
About
With decades of experience in the mortgage industry, Dean Kossaras brings extensive knowledge, steady guidance, and a client-first approach to every home financing experience. As a Branch Manager and Senior Loan Officer, Dean has helped generations of homebuyers and homeowners navigate the mortgage process with confidence.
Dean understands that every borrower’s situation is different. He takes the time to understand each client’s goals, explain their options clearly, and find financing solutions that make sense for their individual needs. His depth of experience allows him to confidently handle everything from straightforward purchases and refinances to more complex financing scenarios.
Throughout his career, Dean has built lasting relationships with clients and real estate professionals by being accessible, responsive, and committed to providing exceptional service from application through closing.
Whether you’re purchasing your first home, moving into your next one, refinancing, or exploring your financing options, Dean and his team are ready to help make the process as smooth and straightforward as possible.
Mortgage Lender Reviews
Dean took care of me so well during the . . .
11/01/2025 by William D.
He answered every question I had, never made me feel bad for calling him, all hours of the day mind you, and made this process as easy and as smooth as he could. I highly recommend Dean and this company to anyone needing a home loan or a refinance.
5 Stars
11/01/2020 by Todd S.
GF loves it there and takes care of people.
5 Stars
11/01/2019 by Patty G.
5 Stars
5 Stars
11/01/2019 by Michael M.
I worked with Dean Kossaras and he is amazing and helped me turn my whole credit situation around in just a few months. He walked me through the entire process and helped me change my financially situation. He played a crucial role in essentially . . .
He picks up his phone 7 days a week.
11/01/2018 by Eric S.
Most competitive low interest rate and low closing cost in town great with jumbo conventional veteran and first time home buyers too not only has Dean closed my loan but loans for many of my customers very honest and efficient.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
MSHDA
Approved lender for MSHDA down payment assistance programs. Reach out to get started!
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
Buy Before You Sell
Qualify for a new home loan with a guaranteed offer on your current residence.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.
Community Lending
Participating Lender. We have experienced operations staff for this program!
Divorce Loans
Simple process using equity to “buy out” one party’s interest. Helpful in most divorce situations.
HELOC
Tap home equity for home repairs, education costs, debt consolidation & more solutions!
Manufactured Homes
Delegated UW products for manufactured home loans.